Auto insurance

Insurers want to repair flooded cars rather than declare them a total loss. But water damage can show up later -- and flooding claims will show up on services like Carfax, taking down what a vehicle can get on the used-car market.

It's like driving with Santa. He knows when you've been bad or good, so...

Would you be willing to have your auto-insurance company install a monitoring device in your car, on the chance that you could get lower rates? If...