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Commercial loans

Businesses and consumers are borrowing more, despite rising interest rates

by Justin Ho
Mar 1, 2023
Total loan balances rose from last quarter and year over year, according to the FDIC. There are good reasons to borrow now.
Some consumers are opting to use home equity loans to pay off credit card debt.
Damien Meyer/AFP via Getty Images
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Commercial lending is a mixed bag across the country, bankers say

by Justin Ho
Jan 24, 2023
In Southern California and South Carolina, businesses are looking for loans. But in the Midwest, owners are hesitant to borrow.
Banks across the country are reporting mixed lending activity, with some businesses borrowing to expand office space or buy new real estate.
Jim Watson/AFP via Getty Images
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