Credit

According to a report in the Washington Post, President Obama's administration is worried that the housing recovery is leaving too many people, including young people, behind.

America runs on credit. But undocumented immigrants generally can't access traditional loans, forcing them to think like entrepreneurs to raise cash.

A group in San Francisco has found a way to report informal lending circles popular among some immigrant groups to credit bureaus -- as a way to boost the credit scores of participants.

A quarter of U.S. teens don’t know the difference between debit and credit, according to a new survey by ING DIRECT USA. Give your teen a reality check with expert advice.

The Federal Reserve faces sluggish growth and a dilemma: Low interest rates aren’t benefiting many needy consumers who have blemished credit.

I am 32 years old and would consider myself financially illiterate! I briefly held a credit card, but after a series of rather poor decisions at the age of 20, I got spooked by the idea of credit altogether. When I last checked my score several years ago, it was not surprisingly in the toilet. In deciding to try and repair my finances, I checked my score today and found that it was (surprise!) 775! So after years of neglect, illiteracy and general incompetence, how do I maintain this incredible turn? Desperately in need of some sound, simple advice! Ryan, Cincinnati, OH

Living debt-free is a good thing, right? Those with little or no credit history are finding out you really can be "too thin."

Where can I get an annual free credit report? Thanks. Myra, Pineville, NC

Tess and personal finance expert Liz Weston of MSN talk to listeners about their personal finance questions.