Out of Debt. Now What?

Jul 31, 2008
Question: I just paid off the last of all my debts! After getting into some serious spending problems in my 20s, I've poured everything extra over...

Debt Trouble and Reverse Mortgage

Jul 29, 2008
Question: My husband and I have accumulated $75K of credit card debt. Over the past five years we have suffered a few layoffs, and I now make half...

Borrowing Against 403(b)

Jul 15, 2008
Question: Most of my 403B money (Thrift Savings Plan) is in the government securities (G) fund. I have a mortgage on a commercial real estate...

Pay Down Debt Too Fast?

Jul 14, 2008
Question: Background: My wife and I are recently married. She has a good entry level job with the university in town, which pays about 30,000...

Co-Signing for Sister

Jul 10, 2008
Question: I have a sister who is currently applying for private student loans. She has no co-signer and is therefore subject to higher interest...

Social Security Do-Over?

Jun 23, 2008
Question: This morning, rushing my kids to get them ready for school and myself to work, I overheard someone talk about borrowing from his/her own...

What Debts to Pay Off

Jun 19, 2008
Question: My husband and I will receive about $50,000 inheritance. He wants to use the whole sum to pay down our mortgage. I argue that we should...

For public good, not for profit.

Merging Finances, Including Debt?

Jun 17, 2008
Question: I am 37 and getting married in three months to a gal who is 10 years younger than me. Financially, we're at different places in our lives...

Co-Signer Rights?

Jun 12, 2008
Question: I am trying to negotiate with Sallie Mae to settle the loan amount: to get some principal forgiveness and in return I will pay them off...

529 Plans

Jun 9, 2008
Question: My husband and I had our first child in February. Our budget has us paying off our student loans and credit card debt in the next 16...