Bankruptcy? Credit Counseling? Where to Turn?

Jun 6, 2008
Question: Hello Chris, I am a thirty year old male living in Asheville, NC. I currently have over 20,000 debt to a private student loan lender ...

Home Equity Loans?

Jun 5, 2008
Question: A) Love the show. B) In these uncertain economic times, am I better off getting a Home Equity Loan, or a Home Equity Line of Credit? Oh,...

Heloc vs. Student Loans

Jun 3, 2008
Question: Is it better to use money remaining in our HELOC, money in our savings account or to take out student loans to pay for our daughter's...

Credit Counseling? Bankruptcy?

Jun 2, 2008
Question: My husband and I have been offering budget counseling to friends and family for about 2 years now. It is rewarding to help people find...

Roth vs Pay Down Debt

May 6, 2008
Question: I'm 26 years old, and have no credit card debt, no car loans, no student loans. I max out my 401(k), and have a six-month emergency fund....

Cash or Loan?

May 5, 2008
Question: Hi, I have to replace my roof (sooner then later). Should I pay cash from a money market savings account, or take out a loan? Thank you,...

Mortgage Accelerator Programs?

May 2, 2008
Question: My husband & I are both retired. We have parent loans for our 3 children's college expenses. We have a $20,000 home equity loan but...

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Co-signing a Loan

Mar 27, 2008
Question: I have a very good credit rating and am considering co-signing on a loan for a family member who has a very poor credit rating. Will her...

Too much Debt

Mar 6, 2008
Question: I'm 54, earn about $80,000/yr and plan to work for 10 more years. I have $100,000 invested with Edward Jones in growth funds and would...

College Choice

Jan 31, 2008
Question: My son, a high school senior, was accepted to one of Minnesota's private colleges. We have been fortunate in that we invested over the...