Federal Deposit Insurance Corporation Archives

Banks in Turmoil

Who's on the hook for money the FDIC paid uninsured depositors?

by Kimberly Adams

May 12, 2023

The agency wants the country's largest banks to split the cost of refilling its coffers. But smaller banks aren't sure they're in the clear.

Patrick T. Fallon/AFP via Getty Images

LISTEN

EMBED

SUBSCRIBE

I've Always Wondered ...

You can protect more than $250,000 at a bank. But beware the “moral hazard.”

by Janet Nguyen

Mar 17, 2023

The FDIC allows coverage of different types of accounts at the same bank. There are also services that help you spread your money around.

Depositors are covered by the FDIC for up to $250,000, but there are ways to skirt the limit.

Karen Bleier/AFP via Getty Images

Banks in Turmoil

Federal bank regulators are getting most of the attention, but states oversee banks too

by Justin Ho

Mar 14, 2023

The feds didn’t take possession of Silicon Valley Bank and Signature Bank. That was up to state regulators in California and New York.

Signature Bank and Silicon Valley Bank were state chartered, which is why state regulators stepped in first.

Spencer Platt/Getty Images

LISTEN

EMBED

SUBSCRIBE

Banks in Turmoil

Who's responsible for paying the failed banks’ depositors?

by Stephanie Hughes

Mar 14, 2023

The money’s coming from a fund run by the FDIC that derives most of its revenue from banks.

The Federal Deposit Insurance Corporation, which insures bank deposits, said it will shoulder the load of covering deposits at the failed Silicon Valley and Signature banks.

Getty Images

LISTEN

EMBED

SUBSCRIBE

Federal regulators warn banks on crypto: Be careful

by Kimberly Adams

Feb 24, 2023

Three agencies aim to keep traditional banks from getting too involved in cryptocurrency, which has lost value and seen corporate meltdowns.

Although the Federal Reserve and other agencies are not imposing new regulations on cryptocurrency, their joint statement highlights liquidity risks.

Stefani Reynolds/AFP via Getty Images

LISTEN

EMBED

SUBSCRIBE

Loading...

Federal Deposit Insurance Corporation

Who's on the hook for money the FDIC paid uninsured depositors?

HTML EMBED:

Subscribe Using:

You can protect more than $250,000 at a bank. But beware the “moral hazard.”

Federal bank regulators are getting most of the attention, but states oversee banks too

HTML EMBED:

Subscribe Using:

Who's responsible for paying the failed banks’ depositors?

HTML EMBED:

Subscribe Using:

Federal regulators warn banks on crypto: Be careful

HTML EMBED:

Subscribe Using:

Loading...

Who's on the hook for money the FDIC paid uninsured depositors?

HTML EMBED:

Share Now on:

Subscribe Using:

You can protect more than $250,000 at a bank. But beware the “moral hazard.”

Share Now on:

Federal bank regulators are getting most of the attention, but states oversee banks too

HTML EMBED:

Share Now on:

Subscribe Using:

Who's responsible for paying the failed banks’ depositors?

HTML EMBED:

Share Now on:

Subscribe Using:

Federal regulators warn banks on crypto: Be careful

HTML EMBED:

Share Now on:

Subscribe Using:

Subscribe to Marketplace Newsletters: