Frederal student loans

As Congress bickers over the interest rates on student loans -- again -- the question is, why is this so hard to figure out?

Loan forgiveness and discharge programs may help ease -- or even erase -- your student loan burden.

The federal government will streamline the process that borrowers use to get their payments capped at just 15 percent of their salaries.

I've got a fair amount of student loans. I've also got a good job as a college professor, and I will be able to pay them off eventually. But I'm concerned about my wife. If something should happen, do student loans transfer to a spouse or do they stick with me? Rudolf, Providence, RI