Insurance

Even in severe drought, farmers who grow commodity crops such as corn and soybeans are significantly protected by insurance they buy from private insurers. The ultimate insurer in a disastrous year? Taxpayers.

More officer workers are choosing to stand instead of sit at work. The trend may mean better focus and even a longer life.

The U.S. and Europe are focused on diplomacy and sanctions to stem violence in Syria -- and perhaps force the current regime from power. One problem is Russia's alleged supply of arms to the government there. But Western diplomats have discovered a vulnerability: every weapons-carrying ship has to carry insurance.

While most experts are still calling a return to the drachma for Greece unlikely, private companies are scenario planning just in case.

A change to the Diagnostic Statistical Manual changes how autism is diagnosed. A lot of money in social services is at stake.

The IPCC is about to release its latest findings regarding extreme weather trends and climate change. The predictions can help insurers figure out what to cover, and for how much.

In what circumstances does it make sense for a couple to buy "second to die" life insurance? Ann, Waukesha, WI

My real question is about disability and long-term care insurance. I have some level of short- and long-term disability through work, but my husband has nothing (besides Social Security), and neither of us has long-term care insurance. I worry about what would happen if we lost one income stream. We've looked into these programs, but they are not cheap (especially the long-term care insurance). Is this something we should have? If we do, it will probably mean less savings in other areas (such as retirement). Is it worth the trade-off? Catherine, Princeton, NJ

Some relationships are just meant to be. The idea is pretty basic: drive safer, get better rates. We’re watching you.