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How rising mortgage rates will and will not impact housing prices

Jan 10, 2022
Higher interest rates could slow down price growth, according to housing economists.
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Could home equity lines of credit come back in 2022?

Dec 6, 2021
After a pause, HELOCs could regain popularity if mortgage interest rates rise.
If interest rates creep up in the coming year, homeowners may turn from refinancing to HELOCs.
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How Fed "tapering" can make mortgages more expensive

Dec 2, 2021
It opens the door to interest rate hikes.
Homebuyers have been benefiting from low interest rates. The Federal Reserve's plan to reduce bond purchases may change that.
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Unemployed and unable to refinance

Oct 15, 2021
With mortgage rates around 3%, many of those who might benefit the most from refinancing and reducing their monthly payments aren’t able to.
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Climate change is going to make buying a home even more expensive

Sep 28, 2021
A report from the Mortgage Bankers Association says environmental risk will likely lead to higher insurance premiums and loan interest rates.
A firefighting helicopter makes a water drop near homes in California, where wildfires, exacerbated by climate change, have destroyed many properties.
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Home prices have been rising all year. Will mortgage rates catch up?

Sep 27, 2021
Rates could soon start ticking up, but homebuyers are mostly focused on the size of that monthly mortgage payment.
Higher mortgage rates could benefit homebuyers by cooling down the hot housing market.
Andrew Caballero-Reynolds/AFP via Getty Images

Home prices have been rising at fastest clip in 15 years

Mar 30, 2021
Prices climbed 11% year over year in metro areas, driven by the limited number of homes for sale and low mortgage rates.
Booming home prices, driven by limited inventory and low interest rates, can frustrate potential buyers.
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For public good, not for profit.

The refinancing boom could be slowing down ... for now

Mar 22, 2021
Many people may have already locked in ultra-low mortgage rates over the past year.
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Mortgage rates creep up on inflation fears

Feb 22, 2021
But they are still very low, historically speaking. Here's what that could mean for the housing market.
Despite rising mortgage rates, the housing market is still booming.
Saul Loeb/AFP via Getty Images

Refinancing a mortgage just got more expensive

Dec 4, 2020
A new "adverse market fee" kicked in this week, despite declining interest rates.
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