Personal Finance

L.A. Times consumer columnist David Lazarus answers listener questions about health care cost-shifting, whether account monitoring services are worth their costs, and what to do when you don't trust the bank you've got a home loan through.

What do you think of when you hear the phrase -- The American Dream? Explore our special site for resources and stories from our series.

Is gifting a retirement account a good idea? Not always, says CBS News business analyst Jill Schlesinger, who answers listeners questions about retirement this week.

A social scientist at the University of Chicago shows that the only investment advice you need to know can all fit in the palm of your hand.

What resources are available for first-time home buyers? Is there a way to time the market right to take advantage of low mortgage rates? How can you know if you earn enough income to qualify for a refi? Personal finance expert Louis Barajas answers listeners' questions about home ownership. Plus, learn about 10 home buying mistakes you should avoid.

Economist Diane Lim offers callers advice about family loans, inheritance, and helping your parents deal with their finances.

One of the most difficult financial realities to face is the decision to delay having a family for people who want children. A pair of listeners share how they talk with their partners about the cost of children -- and the choice to put off parenthood.