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Regional banks

Smaller banks reveal ripple effects of commercial real estate woes

by Mitchell Hartman
Apr 18, 2024
Some types of CRE are hurting more than others. A steep downturn could cause pain to regional banks as well as property owners.
Small, local banks might have up to 50% of their portfolios in CRE, says Suri Sharma of Morningstar. But some subsectors of the field, like industrial property, are strong.
Andrew Caballero-Reynolds/AFP via Getty Images
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Banks in Turmoil

This regional banker cheered by sector's resilience, disturbed by potential regulation

by Kai Ryssdal and Sean McHenry
Mar 12, 2024
Laurie Stewart of Sound Community Bank is confident a year after three banks failed, but credit risk and cyber threats are on her radar.
The failure of Silicon Valley Bank didn't foreshadow widespread disruptions in the industry, as many feared.
Patrick T. Fallon/AFP via Getty Images
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Banks in Turmoil

How worried should we be about regional banks and commercial real estate?

by Sabri Ben-Achour and Alex Schroeder
Feb 22, 2024
A report from Moody’s Analytics finds there's trouble ahead, but it's more nuanced than a banking collapse due to empty offices.
New York Community Bancorp is only the latest regional bank to raise concerns about ties to commercial real estate.
Spencer Platt/Getty Images
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Banks in Turmoil

New York Community Bank's woes could signal trouble for other regional banks

by Kristin Schwab
Feb 7, 2024
A significant portion of NYCB's $252 million in losses last quarter came from losses on commercial real estate loans--a revenue source for other regional banks as well.
Last year, NYCB acquired Signature Bank after it failed. Almost a year later, the New York-based bank was given a junk credit rating by Moody's.
Spencer Platt/Getty Images
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Banks in Turmoil

Higher interest rates and troubled commercial real estate are piling pressure on regional banks

by Justin Ho
Jan 22, 2024
We'll be getting a sense of how they're doing as they report quarterly results this week.
A view inside a Silicon Valley Bank location in March 2023. Since the collapse of SVB, a lot of small and mid-sized banks have tried to stop depositors from pulling out their money by raising interest rates on deposits.
Noah Berger/AFP via Getty Images
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Banks in Turmoil

Could commercial real estate still tank regional banks?

by Matt Levin
Dec 21, 2023
A new study says that 300 regional banks are at risk of collapse because of the high number of vacancies in office buildings.
The delinquency rate on office loans tripled this year, says Trepp's Stephen Buschbom.
Charly Triballeau/AFP via Getty Images
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Loan applications are down, rejections are up. This could be good for taming inflation.

by Stephanie Hughes
Nov 20, 2023
The application rate for any kind of credit dropped to just over 41% this year from nearly 45% in 2022, according to a Fed survey.
Justin Sullivan/Getty Images
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Big banks post big profits

by Matt Levin
Oct 13, 2023
The classic way banks make money rests on three words: net interest income.
Big banks JPMorgan Chase, Wells Fargo and Citigroup told investors they netted a combined $22 billion this past quarter.
Justin Sullivan/Getty Images
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Banks in Turmoil

6 months out from SVB's failure, a bank president's optimism has waned

by Kai Ryssdal and Livi Burdette
Sep 6, 2023
Pressure to keep more capital puts constraints on banks, says Laurie Stewart of Sound Community in Seattle.
Laurie Stewart, the head of Sound Community Bank in Seattle, says pressures to hold more capital will "impact our ability to serve clients and to be investable."
Courtesy Sound Community Bank
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Banks in Turmoil

Regional banks' problems enter the "slow burn" phase

by Justin Ho
Aug 8, 2023
Moody's downgraded the credit ratings of several regional banks this week, citing rising costs and the troubled commercial real estate sector.
Moody's credit downgrades suggest that many of the problems that emerged with this year's bank failures haven’t gone away.
Justin Sullivan/Getty Images
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