IRA or SEP-IRA

May 5, 2011
Question: I am a self-employed, single, 34-year-old editor with no debt and no mortgage. After four years, I've saved enough to start thinking...

A rollover IRA

May 2, 2011
Question: My place of employment utilizes a directed pension option which I've taken advantage of since I began working there. I currently have...

Don't put all your eggs in one basket

May 2, 2011
Remember Enron? Workers that placed their 401(k) money into company stock not only lost their jobs when the firm went bankrupt, but much of their...

Time to finally buy a home?

Apr 19, 2011
Question: I am in my mid-50s and have never owned a home just rented, to the amount of about $125K+ in rent since 1997. As I am in the arts, I have...

Don't mix tax-exempts and tax shelters

Apr 6, 2011
Question: I just turned 57 and plan on retiring in exactly 4 years. If I can get a 3.5% return on my 401K, IRA and brokerage account and combine it...

Starting to gear up for retirement

Apr 5, 2011
Question: I will be 60 in August. I am single and financially independent. I have been teaching for over 20 years in a graduate-level program,...

Fargo, Pittsburgh make "Best Retirement Places" list

Mar 25, 2011
When considering places to retire to, one usually thinks of warmer climates -- like Florida and Arizona. Not Nebraska and North Dakota. But ac...

For public good, not for profit.

Retirement savings vs. credit card debt

Mar 4, 2011
Question: My husband and I received a little money over the holidays, specifically $1000, and we are trying to determine what the best thing to do...

Consolidate retirement savings or not

Mar 3, 2011
Question: Hi, Chris. Recently I returned to corporate life after seven years of working for myself. A few years ago I moved my 401(k) account...

A foreclosure and a 401(k)

Feb 28, 2011
Question: I took money out of my 401K to get my home out of foreclosure because I lost my job. Do I have to pay taxes and penalty on that money?...