Savings

A married man in his forties reflects on his choice to not have children.

Your most recent program discussed the amount and kind of emergency funds needed for people working. My question is what those of us who are retired should consider for emergency funds. William, Schenectady, NY

A new study says almost half of Americans don't have enough saved to cover three months expenses, up slightly from a year ago.

What should investors -- especially those in their 50s and 60s -- do with their already diminished retirement savings?

The financial toll on families from the dreadful economy of recent years is enormous.

I have $30,000 and want to know where best to put it. Ultimately, I want to put it away for my three boys' futures. I want it to make something, however slowly, without risk. But, 0.4 percent? Is that really the best I can do? Joanna, Hammond, IN

How do you recommend investing funds in an emergency savings account? Peter, Cherry Hill, NJ

My wife and I recently refinanced our home. We paid off the home equity line and the existing mortgage, and now our monthly payments are $500 less than they were previously. What should we do with these savings? Thank you. Jeff, Amherst, MA