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This crash course is based on the acclaimed textbook Economy, Society, and Public Policy by CORE Econ, tailored to help you grasp key concepts without feeling overwhelmed.

Whether you're new to economics or just want to deepen your understanding, this course covers the basics and connects them to today’s pressing issues—from inequality to public policy decisions.

Each week, you'll receive a reading guide that distills core principles, offers actionable takeaways, and explains how they affect the current world. While the full ebook enriches the experience, the guides alone provide a comprehensive understanding of fundamental economic ideas.

You’ll find this course especially useful and unique because…
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You'll gain real-world insights into how economics impacts your daily life with this easy-to-follow online course. This crash course is based on the acclaimed textbook Economy, Society, and Public Policy by CORE Econ, tailored to help you grasp key concepts without feeling overwhelmed.

Whether you're new to economics or just want to deepen your understanding, this course covers the basics and connects them to today’s pressing issues—from inequality to public policy decisions.

Each week, you'll receive a reading guide that distills core principles, offers actionable takeaways, and explains how they affect the current world. While the full ebook enriches the experience, the guides alone provide a comprehensive understanding of fundamental economic ideas.

You’ll find this course especially useful and unique because…
  • It allows you to understand economics in action: Real-life examples and analysis of current events that show you economics at work.
  • There’s no prior knowledge required: Complex ideas are broken into simple, relatable explanations.
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Are you ready to build a foundation in economics that empowers you to think critically about the world around you?

Get instant access today and keep an eye on your inbox for a confirmation email and your first lesson.
 
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case 'change': default: this.radio.addEventListener(eventType, callbackFunction); } } } class TextFieldComponent { constructor (element) { this.input = element.querySelector('input[type="text"]'); this.label = element.querySelector('label'); } get value () { return this.input.value; } set value (newValue) { this.input.dispatchEvent(new Event('focus')); this.input.value = newValue; this.input.dispatchEvent(new Event('keyup')); this.input.dispatchEvent(new Event('change')); this.input.dispatchEvent(new Event('blur')); } get text () { return this.input.placeholder; } set text (newText) { this.input.placeholder = newText; } addEventListener (eventType, callbackFunction) { this.input.addEventListener(eventType, callbackFunction); } } class GiftArrayButton extends RadioButtonComponent { constructor (element) { super(element); } get amount () { return this.value; } set amount (newAmount) { if (Number.isNaN(parseInt(newAmount)) || parseInt(newAmount) <= 0) throw new Error("New amount must be a valid number greater than 0."); 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items.push(temp); } } else if (items.every((item) => item instanceof HTMLElement)) { items = items.map((item) => item.matches(".webform-component-textfield") ? new GiftArrayOtherAmount(item) : new GiftArrayButton(item)); } else { throw new Error("GiftArray: Arugment 1 is not of type HTMLElement, HTMLElement[], or GiftArrayButton|GiftArrayButton[]:" + items.join(', ')); } super(...items); this.Buttons = items.filter((item) => item instanceof GiftArrayButton); this.OtherAmountInput = items.find((item) => item instanceof GiftArrayOtherAmount); } get amount () { const activeButton = this.Buttons.find((item) => item.checked); if (activeButton.value === "other") { const otherButton = activeButton; if (!otherButton) { throw new Error("GiftArray.amount: Other Button was not defined."); } otherButton.click(); return this.OtherAmountInput.value; } else { return activeButton.value; } } set amount (newAmount) { if (Number.isNaN(parseInt(newAmount)) || parseInt(newAmount) <= 0) throw new Error("New amount must be a valid number greater than 0."); newAmount = parseFloat(newAmount); const matchingButton = this.find((item) => item.value === newAmount); if (matchingButton) { matchingButton.click(); } else { const otherButton = this.Buttons.find((item) => item.value === "other"); otherButton.click(); this.OtherAmountInput.amount = newAmount; } } addEventListeners (eventType, callbackFunction, filter = undefined) { if (filter && typeof filter === 'function') { const filteredItems = this.filter((item) => filter.call(this, item)); filteredItems.forEach((item) => item.addEventListener(eventType, callbackFunction)); } else if (filter && typeof filter === 'string') { if (filter.match(/buttons/gmi)) this.Buttons.forEach((item) => item.addEventListener(eventType, callbackFunction)); if (filter.match(/other/gmi)) this.OtherAmountInput.addEventListener(eventType, callbackFunction); } else { this.forEach((item) => item.addEventListener(eventType, callbackFunction)); } } } class FrequencyButton extends RadioButtonComponent { constructor (element) { super(element); } get frequency () { return this.text.match(/Monthly/gmi) ? "Monthly" : "One-Time"; } set freqency (newAmount) { if (Number.isNaN(parseInt(newAmount)) || parseInt(newAmount) <= 0) throw new Error("New amount must be a valid number greater than 0."); newAmount = parseInt(newAmount); this.text = '$' + newAmount; this.value = newAmount; } } class FrequencyArray extends Array { constructor (items) { if (!Array.isArray(items) && items.length === 0) { throw new Error("FrequencyArray: Arugment 1 is not an instance of Array with a length greater than 0:" + items.join(', ')); } /*if (items.every((item) => item instanceof GiftArrayButton || item instanceof GiftArrayOtherAmount)) { if (items.find((item) => item instanceof GiftArrayOtherAmount)) { let temp = items.find((item) => item instanceof GiftArrayOtherAmount); items = items.filter((item) => item instanceof GiftArrayButton); items.push(temp); } } else*/ if (items.every((item) => item instanceof HTMLElement)) { items = items.map((item) => item.matches(".webform-component-textfield") ? new GiftArrayOtherAmount(item) : new GiftArrayButton(item)); } else { throw new Error("FrequencyArray: Arugment 1 is not of type HTMLElement or HTMLElement[]:" + items.join(', ')); } super(...items); this.Buttons = items.filter((item) => item instanceof GiftArrayButton); } get frequency () { const activeButton = this.Buttons.find((item) => item.checked); if (activeButton.value === "recurs") return "monthly"; if (activeButton.value === "NO_RECURR") return "one-time"; return activeButton.value; } set frequency (newFrequency) { const reNewFrequencyValue = new RegExp(newFrequency, 'gmi'); const matchingButton = this.find((item) => item.value.match(reNewFrequencyValue) || item.text.match(reNewFrequencyValue)); matchingButton.click(); } get recurring () { return this.frequency === "monthly" ? true : false; } set recurring (bool) { this.frequency = bool === true ? "monthly" : "one-time"; } addEventListeners (eventType, callbackFunction, filter = undefined) { if (filter && typeof filter === 'function') { const filteredItems = this.filter((item) => filter.call(this, item)); filteredItems.forEach((item) => item.addEventListener(eventType, callbackFunction)); } else if (filter && typeof filter === 'string') { if (filter.match(/buttons/gmi)) this.Buttons.forEach((item) => item.addEventListener(eventType, callbackFunction)); if (filter.match(/other/gmi)) this.OtherAmountInput.addEventListener(eventType, callbackFunction); } else { this.forEach((item) => item.addEventListener(eventType, callbackFunction)); } } } // const lockedProperty = { writable: false, configurable: false, enumerable: true }; function DonationFormAPI (elements, options = {}) { const defaultOptions = { min: 1.00, max: 999999.99, makeTabbed: false, fakeSubmit: true, overrideGiftArrayValues: false, }; options = { ...defaultOptions, ...options }; // const { frequencyRadios, submitButton, root } = elements; const [ amountRadiosOnetime, amountRadiosMonthly ] = elements.amountRadios; const oneTimeOtherAmountWrapper = amountRadiosOnetime.find((div) => !div.matches('.webform-component-textfield') || div.querySelector('input[type="text"]')); const oneTimeRadioButtons = amountRadiosOnetime.filter((div) => div !== oneTimeOtherAmountWrapper); const monthlyOtherAmountWrapper = amountRadiosMonthly.find((div) => !div.matches('.webform-component-textfield') || div.querySelector('input[type="text"]')); const monthlyRadioButtons = amountRadiosMonthly.filter((div) => div !== monthlyOtherAmountWrapper); const debug = { log: (...args) => window.NA.DonationForm.DEBUG_MODE && console.log(...args), info: (...args) => window.NA.DonationForm.DEBUG_MODE && console.log(...args), warn: (...args) => window.NA.DonationForm.DEBUG_MODE && console.log(...args), error: (...args) => window.NA.DonationForm.DEBUG_MODE && console.log(...args), }; // const api = new Object(); Object.defineProperty(api, 'root', { value: root, writable: false, configurable: true, enumerable: true, }); Object.defineProperties(api, { 'FORM_MINIMUM': { value: options.min || 0, ...lockedProperty }, 'FORM_MAXIMUM': { value: options.max || Infinity, ...lockedProperty }, }); Object.defineProperties(api, { GiftArrays: { value: { "one-time": new GiftArray([ ...oneTimeRadioButtons, oneTimeOtherAmountWrapper ]), "monthly": new GiftArray([ ...monthlyRadioButtons, monthlyOtherAmountWrapper ]), }, writable: false, configurable: true, enumerable: true, }, Frequencies: { value: new FrequencyArray(frequencyRadios), writable: false, configurable: true, enumerable: true, }, SubmitButton: { value: submitButton, writable: false, configurable: false, enumerable: true, } }); Object.defineProperties(api, { 'getFrequency': { value: async function () { if (!this || this === null) throw new Error("validate: Unable to read API context."); return new Promise((resolve, reject) => { try { resolve(this.Frequencies.frequency); } catch (error) { reject(error); } }); }, ...lockedProperty }, 'setFrequency': { value: async function (frequency) { if (!this || this === null) throw new Error("validate: Unable to read API context."); return new Promise(async (resolve, reject) => { try { this.Frequencies.frequency = frequency; if (await this.getFrequency() === frequency) resolve(frequency); } catch (error) { reject(error); } }); }, ...lockedProperty }, 'getAmount': { value: async function (frequency = undefined) { if (!this || this === null) throw new Error("validate: Unable to read API context."); return new Promise(async (resolve, reject) => { try { frequency = frequency || await this.getFrequency(); if (frequency && this.GiftArrays.hasOwnProperty(frequency)) { const activeGiftArray = this.GiftArrays[frequency]; resolve(activeGiftArray.amount); } else { throw new Error("getAmount: Invalid frequency: " + frequency); } } catch (error) { reject(error); } }); }, ...lockedProperty }, 'setAmount': { value: async function (amount, frequency = undefined) { if (!this || this === null) throw new Error("validate: Unable to read API context."); return new Promise(async (resolve, reject) => { try { const currentFrequency = await this.getFrequency(); if (!frequency) { frequency = currentFrequency; } else if (frequency !== currentFrequency) { frequency = await this.setFrequency(frequency); } if (frequency && this.GiftArrays.hasOwnProperty(frequency)) { const activeGiftArray = this.GiftArrays[frequency]; activeGiftArray.amount = amount; } else { throw new Error("setAmount: Invalid frequency: " + frequency); } if (await this.getAmount() === amount) resolve(amount); } catch (error) { reject(error); } }); }, ...lockedProperty }, 'getRecurring': { value: async function () { if (!this || this === null) throw new Error("validate: Unable to read API context."); return new Promise((resolve, reject) => { try { resolve(this.Frequencies.recurring); } catch (error) { reject(error); } }); }, ...lockedProperty }, 'setRecurring': { value: async function (bool) { if (!this || this === null) throw new Error("validate: Unable to read API context."); return new Promise(async (resolve, reject) => { try { this.Frequencies.frequency = bool ? true : false; if (await this.getRecurring() === bool) resolve(bool); } catch (error) { reject(error); } }); }, ...lockedProperty }, freqency: { get () { return this.getFrequency() }, set (value) { this.setFrequency(value) }, enumerable: true, configurable: true, }, amount: { get () { return this.getAmount() }, set (value) { this.setAmount(value) }, enumerable: true, configurable: true, }, recurring: { get () { return this.getRecurring() }, set (value) { this.setRecurring(value) }, enumerable: true, configurable: true, }, }); Object.defineProperties(api, { 'submit': { value: async function (condition = this.validate||function(){return true}) { //this.hooks['onBeforeSubmit'].forEach((callback) => callback.call(this)); let result; const isAsyncFunction = (func) => func.constructor.name === "AsyncFunction"; if (Array.isArray(condition)) { if (condition.every((c) => typeof c === 'function' && isAsyncFunction(c))) { result = await Promise.all(condition.map(async (c) => await c.call(this))); } else if (condition.every((c) => typeof c === 'function')) { result = condition.every((c) => c.call(this)); } else if (condition.every((c) => c === true || c === false)) { result = condition.every((c) => c); } } else if (typeof condition === 'function' && isAsyncFunction(condition)) { result = await condition.call(this); } else if (typeof condition === 'function') { result = condition.call(this); } else if (condition === true || condition === false) { result = condition; } else { console.error("Unknown error."); debugger; } // if (result === true) { if (window.NA.DonationForm.hasOwnProperty("DEBUG_MODE") && window.NA.DonationForm["DEBUG_MODE"] == true) return console.log("Submit aborted (debug mode is enabled)."); this.SubmitButton.click(), this.hooks['onSubmit'].forEach((callback) => callback.call(this)); //this.hooks['onAfterSubmit'].forEach((callback) => callback.call(this)); } else { return console.log("Submit failed (conditions did not evaluate to true)."); } }, ...lockedProperty }, 'interceptSubmit': { value: function (handleInterceptedSubmit = () => { return new Promise((resolve) => resolve(undefined)) }) { try { window.NA.DonationForm.SubmitButtonCopy = window.NA.DonationForm.SubmitButtonCopy || createNewSubmitButton(window.NA.DonationForm.SubmitButton, { cloneOriginal: false, hideOriginal: true, observeOriginal: false }); window.NA.DonationForm.SubmitButtonCopy.addEventListener('click', async (event) => { event.preventDefault(), event.stopPropagation(); const shouldFormSubmit = await handleInterceptedSubmit.call(this, event); if (shouldFormSubmit) { console.info("Submit allowed by initial interceptSubmit callback function resulting in a truthy evaluation."); const formIsValid = await window.NA.DonationForm.validate(); if (!formIsValid) { // if submit allowed but there are known errors in the form console.warn("Form has known errors. Attempting to submit to show errors then retrying."); console.log("Submitting..."); window.NA.DonationForm.submit(true); // submit anyway to trigger the error to be shown window.NA.DonationForm.SubmitButton.style.setProperty("display", "none"), debug.info("SubmitButton hidden."), // hide the original submit button again window.NA.DonationForm.SubmitButtonCopy.style.setProperty("display", "none"), debug.info("SubmitButtonCopy hidden."); // hide the copy of the submit button again window.NA.DonationForm.SubmitButtonCopy.style.removeProperty("display"), debug.info("SubmitButtonCopy unhidden."); // show the copy of the submit button } else { console.log("Submitting..."); window.NA.DonationForm.submit(true); } } else { console.log("Submit prevented."); console.info("Next submit will be allowed."); window.NA.DonationForm.SubmitButton.style.removeProperty("display"), debug.info("SubmitButton unhidden."); // show the original submit button so that if something goes wrong the user can still click the submit button window.NA.DonationForm.SubmitButtonCopy.style.setProperty("display", "none"), debug.info("SubmitButtonCopy hidden."); // hide the copy of the submit button that intercepts submit attempts so that there aren't two buttons } }); console.log("Submit intercept added.\nButton:", window.NA.DonationForm.SubmitButtonCopy); } catch (error) { console.error("Failed to add submit intercept:", error); } }, ...lockedProperty }, 'validate': { value: async function (root = undefined) { if (!this || this === null) throw new Error("validate: Unable to read API context."); root = root || this.root; const flattenArray = (array) => array.reduce((flat, toFlatten) => flat.concat(Array.isArray(toFlatten) ? flattenArray(toFlatten) : toFlatten), []); try { const freqency = await this.getFrequency(), amount = await this.getAmount(); if (!freqency || !amount) return false; if (amount < this.FORM_MINIMUM || amount > this.FORM_MAXIMUM) return console.error("validate:", "Gift amount is invalid:", amount), false; let requiredFields = Array.from(root.querySelectorAll('label:has(.form-required)')) .map((label) => document.getElementById(label.htmlFor) || (label.nextElementSibling || label.previousElementSibling)) .filter((_) => !!_) // remove blanks .filter((field) => { if (field.name && field.name.includes('[payment_information]')) return false; return true; }) .map((field) => { if (field.matches("div")) return [...field.querySelectorAll('input')]; return field; }) requiredFields = flattenArray(requiredFields); const valid = requiredFields.every((input) => { const type = input.tagName.toLowerCase() === 'select' ? 'select' : input.type; const { name, value, id } = input; //console.log(type, name, value); if (name === 'submitted[payment_information][payment_fields][credit][card_number]') { if (value && value.length === 16) return true; return console.error("validate:", name+':', "CC is invalid."), false; } if (name === 'submitted[leadership_circle]') return true; if (name === 'submitted[donation][other_amount]' || name === 'submitted[donation][recurring_other_amount]') if (amount) return true; switch (type) { case 'email': const emailRegex = /^[a-zA-Z0-9._%+-]+@[a-zA-Z0-9.-]+\.[a-zA-Z]{2,}$/; if (!emailRegex.test(value)) return console.error("validate:", name+':', "Email address is invalid.\n", input, value), false; return true; case 'tel': if (!value || value.length < 10) return console.error("validate:", name+':', "Phone number is invalid.\n", input, value), false; return true; case 'select': case 'radio': case 'text': if (!value || value.length === 0) return console.error("validate:", name+':', "Field is invalid.\n", input, value), false; return true; default: debug.log("default"); return true; } /*if (!value || value.length === 0) return false;*/ }); return valid; } catch (error) { console.error(error); return false; } }, ...lockedProperty }, //'makeTabbed': { value: function(){} }, 'DonationInterrupter': { value: { init: initDonationInterrupter.bind(api) }, enumerable: true, configurable: true, writable: true, } }); initHooks(api, ['onFrequencyChange', 'onAmountChange', 'onTrySubmit', 'onSubmit']); api.Frequencies.addEventListeners('change', (event) => { if (event.target.checked) { api.hooks['onFrequencyChange'].forEach((callback) => { callback.call(api, event.target.value); }); } }); Object.entries(api.GiftArrays).forEach(([ key, GiftArray ]) => { GiftArray.addEventListeners('change', (event) => { if (event.target.checked) { api.hooks['onAmountChange'].forEach((callback) => { callback.call(api, event.target.value); }); } }); }); api.SubmitButton.addEventListener('click', (event) => { api.hooks['onTrySubmit'].forEach((callback) => callback.call(api, event)); }); api.root.addEventListener('submit', (event) => { api.hooks['onSubmit'].forEach((callback) => callback.call(api, event)); }); if (options.makeTabbed) api.makeTabbed(); /*if (options.fakeSubmit) window.NA.DonationForm.SubmitButtonCopy = window.NA.DonationForm.SubmitButtonCopy || createNewSubmitButton(window.NA.DonationForm.SubmitButton, { cloneOriginal: false, hideOriginal: true, observeOriginal: false });*/ return api; } function createNewSubmitButton (originalSubmitButton = window.NA.DonationForm.SubmitButton, options = {}) { const defaultOptions = { cloneOriginal: true, hideOriginal: true, observeOriginal: true, }; options = { ...defaultOptions, ...options }; const newSubmitButton = document.createElement('button'); //newSubmitButton.id = "submit-button-copy"; newSubmitButton.classList.add("btn"); newSubmitButton.textContent = originalSubmitButton.value; originalSubmitButton.after(newSubmitButton); options.hideOriginal && originalSubmitButton.style.setProperty("display", "none"); return newSubmitButton; } function initHooks (api, hookNames = []) { const hooks = Object.fromEntries(hookNames.map((hookName) => ([hookName, new Array()]))); Object.defineProperty(api, 'hooks', { value: hooks, ...lockedProperty }); } function initDonationInterrupter (options = {}) { const getExpId = () => { let experiments = window._vwo_exp; experiments = Object.entries(window._vwo_exp); let id = experiments.find(([id, data]) => { const name = data.name; return name.match(/Donation Interrupter/); })[1]?.id; return id; }; const getExpVariation = (id) => { let experiment = window._vwo_exp[id]; return experiment.combination_chosen || experiment.combination_selected; }; const defaultOptions = { id: [ 'VWO', getExpId(), getExpVariation(getExpId()) ].join('-'), tokenName: ("NA__MPR_DonationInterrupter:" + [ 'VWO', getExpId(), getExpVariation(getExpId()) ].join('-')), min: 10, max: 100, askAmount: (originalAmount) => { if (originalAmount > 500) // $500+ return false; // don't show if (originalAmount >= 400) // $400-$500 return 50; if (originalAmount >= 300) // $300-$399 return 40; if (originalAmount >= 200) // $200-$299 return 30; if (originalAmount >= 100) // $100-$199 return 15; if (originalAmount < 100) // $100- return 10; return false; }, askFrequency: (originalFrequency) => { return "monthly"; }, popupHTML: { headingHTML: (` `), bodyHTML: (` `), }, }; options = { ...defaultOptions, ...options }; console.log("Initializing donation interrupter."); return new Promise((resolve, reject) => { try { const dialogElement = document.createElement('dialog'); dialogElement.id = options.id; dialogElement.classList.add("popup", "donation-interrupter", "NA"); dialogElement.innerHTML = `
${options.popupHTML.headingHTML} ${options.popupHTML.bodyHTML}
`; document.body.appendChild(dialogElement); // // const api = new Object({ askAmount: options.askAmount, askFrequency: options.askFrequency, }); Object.defineProperties(api, { id: { value: options.id, writable: false, enumerable: true, configurable: false, }, tokenName: { value: options.tokenName, writable: false, enumerable: true, configurable: false, }, Dialog: { value: dialogElement, writable: false, enumerable: true, configurable: true, }, show: { value: function () { this.update(), this.Dialog.showModal(), vwoCustomEvent(`${this.id}:shown`); this.storedState.updateTokenProperty("lastShown", getCurrentDate()); this.hooks['onShow'].forEach((callback) => callback.call(this)); }, ...lockedProperty }, hide: { value: function () { this.Dialog.close(), this.hooks['onHide'].forEach((callback) => callback.call(this)); }, ...lockedProperty }, update: { value: function () { this.Dialog.dispatchEvent(new CustomEvent('update'), { bubbles: false }); }, ...lockedProperty } }); Object.defineProperty(api, 'storedState', { value: { storageApi: localStorage, getToken: (function () { const tokenName = this.tokenName, storageApi = this.storedState.storageApi; return JSON.parse(storageApi.getItem(tokenName)) || null; }).bind(api), setToken: (function (tokenValue) { const tokenName = this.tokenName, storageApi = this.storedState.storageApi; return storageApi.setItem(tokenName, JSON.stringify(tokenValue)); }).bind(api), updateTokenProperty: (function (tokenPropertyName, tokenPropertyValue) { let state = this.storedState.getToken() || {}; state[tokenPropertyName] = tokenPropertyValue; this.storedState.setToken(state); return (this.storedState.getToken() || {})[tokenPropertyName] || undefined; }).bind(api), } }); initHooks(api, ['onShow', 'onHide', 'onUpdate', 'onYes', 'onNo']); function handleDialogUpdate (event) { // update dynamic text in the dialog Array.from(this.Dialog.querySelectorAll('[data-value]')).forEach(async (el) => { const attributeValue = el.getAttribute('data-value'); const currentAmount = await window.NA.DonationForm.getAmount(), currentFrequency = await window.NA.DonationForm.getFrequency(); if (attributeValue.match("askAmount")) { el.textContent = this.askAmount(currentAmount); } else if (attributeValue.match("askFrequency")) { el.textContent = this.askFrequency(currentFrequency); } else if (attributeValue.match("originalAmount") || attributeValue.match("amount")) { el.textContent = currentAmount; } else if (attributeValue.match("originalFrequency") || attributeValue.match("frequency")) { el.textContent = currentFrequency; } }); this.hooks['onUpdate'].forEach((callback) => callback.call(this)); } api.Dialog.addEventListener('update', handleDialogUpdate.bind(api)); // const handleYes = (async function () { vwoCustomEvent(`${this.id}:DonationInterrupter:yes`); const currentAmount = await window.NA.DonationForm.getAmount(), currentFrequency = await window.NA.DonationForm.getFrequency(); const catchAsyncError = (error) => { console.error("An error occured:", error); debugger; this.hide(); }; window.NA.DonationForm.setFrequency(this.askFrequency(currentFrequency)).then((frequency) => { console.log("Updated frequency:", frequency); window.NA.DonationForm.setAmount(this.askAmount(currentAmount)).then((amount) => { console.log("Updated amount:", amount); setTimeout(() => { console.log("Submitting..."); try { window.NA.DonationForm.submit(); } catch (error) { console.error("Error when submitting."); } finally { this.hide(); } }, 100); }).catch(catchAsyncError); }).catch(catchAsyncError); this.storedState.updateTokenProperty("lastConverted", getCurrentDate()); }).bind(api); const handleNo = (function () { vwoCustomEvent(`${this.id}:DonationInterrupter:no`); setTimeout(() => { console.log("Submitting..."); try { window.NA.DonationForm.submit(); } catch (error) { console.error("Error when submitting."); } finally { this.hide(); } }, 100); this.storedState.updateTokenProperty("lastDismissed", getCurrentDate()); }).bind(api); const handleCancel = (function () { this.hide(); this.storedState.updateTokenProperty("lastDismissed", getCurrentDate()); }).bind(api); async function handleDialogButtonClick (event) { event.preventDefault(); if (event.target.hasAttribute('data-action')) { if (event.target.getAttribute('data-action').match("yes")) { await handleYes.call(this); this.hooks['onYes'].forEach((callback) => callback.call(this)); } if (event.target.getAttribute('data-action').match("no")) { await handleNo.call(this); this.hooks['onNo'].forEach((callback) => callback.call(this)); } } } Array.from(api.Dialog.querySelectorAll('.popup__footer button')).forEach((button) => button.addEventListener('click', handleDialogButtonClick.bind(api))); if (api.Dialog.querySelector('.btn-dismiss')) api.Dialog.querySelector('.btn-dismiss').onclick = handleCancel; window.NA.DonationForm.DonationInterrupter = api; async function shouldDonationInterrupterShow () { return new Promise(async (resolve, reject) => { const shouldSubmit = true, shouldNotSubmit = false; const shouldShow = () => { this.show(), resolve(shouldNotSubmit) }, shouldNotShow = () => resolve(shouldSubmit); try { const formIsValid = await window.NA.DonationForm.validate(); if (!formIsValid) return console.log("One or more donation form fields are invalid; donation interrupter will not be shown."), shouldNotShow(); const currentFrequency = await window.NA.DonationForm.getFrequency(), currentAmount = await window.NA.DonationForm.getAmount(), askFrequency = this.askFrequency(currentFrequency), askAmount = this.askAmount(currentAmount); if (!currentFrequency || askFrequency == currentFrequency) return console.log("Ask frequency returned false or invalid; donation interrupter will not be shown."), shouldNotShow(); if (askAmount == false || askAmount <= 0) return console.log("Ask amount returned false or invalid; donation interrupter will not be shown."), shouldNotShow(); } catch (error) { return console.error(error), shouldNotShow(); } try { /// Summary: shows when not seen before at all, or if seen and dismissed on a day that is not the current day (e.g. yesterday) const storedState = this.storedState.getToken(); if (!storedState || !storedState.hasOwnProperty("lastShown")) { // has not been seen before; first time return console.log("Donation interrupter not seen yet; donation interrupter will be shown."), shouldShow(); } else { // returning visitors if (storedState.hasOwnProperty("lastConverted")) { // the user has converted from the popup before return console.log("Already converted; donation interrupter will not be shown."), shouldNotShow(); } else if (storedState.hasOwnProperty("lastDismissed") && storedState['lastDismissed'] !== getCurrentDate()) { // if the popup has been dismissed before but the last time it was dismissed is NOT today return console.log("Donation interrupter dismissed, but not today; donation interrupter will be shown."), shouldShow(); } else { return console.log("Donation interrupter already seen and/or dismissed today; donation interrupter will not be shown."), shouldNotShow(); } } } catch (error) { return console.error(error), shouldNotShow(); } }); } window.NA.DonationForm.interceptSubmit(shouldDonationInterrupterShow.bind(api)); resolve(api); } catch (error) { console.error(error); } }); } window.NA = window.NA || {}; window.NA.DonationForm = window.NA.DonationForm || {}; window.NA.DonationForm.init = async function init () { console.log("Initializing donation form API. Waiting for required elements...."); return new Promise((resolve, reject) => { const asyncWaitForElement=async function(e,r=100,t=1e4){r=Number.isInteger(r)&&r>0&&r<=100?r:parseInt(r);let n="Array";if("NaN"==r)return console.error("Invalid refresh interval:",r);Array.isArray(e)||"string"!=typeof e||(n="string",e=[e]);let l=e=>document.querySelector(e),i=e=>e.every(e=>!!l(e));return new Promise((R,a)=>{let m=(e,r=null)=>(r&&clearInterval(r),R("Array"==n||e.length>1?e.map(e=>l(e)):l(e[0]))),o=n=>{console.error(`${n.name}: ${n.message}`);let l=()=>asyncWaitForElement(e,r=100,t=1e4);return a(n,l)};try{if(i(e))return m(e);let s=setInterval(()=>{if(i(e))return m(e,s)},1e3/r);setTimeout(()=>{try{if(!i(e)){clearInterval(s);let r=Error(`Failed to find matching elements within ${t}ms`);throw r.name="Timed Out",r}}catch(n){return o(n)}},t)}catch(u){return o(u)}})}; asyncWaitForElement([ 'form.webform-client-form', '#webform-component-donation--recurs-monthly', '#webform-component-donation--amount', '#webform-component-donation--recurring-amount', '.form-actions input[type="submit"]' ]).then(([ componentDonationForm, componentFrequency, componentAmountOnetime, componentAmountMonthly, formSubmitButton ]) => { const api = DonationFormAPI({ root: componentDonationForm, frequencyRadios: [...componentFrequency.querySelectorAll('.form-type-radio')], amountRadios: [ [...componentAmountOnetime.querySelectorAll('div > .form-type-radio, div > .webform-component-textfield')], [...componentAmountMonthly.querySelectorAll('div > .form-type-radio, div > .webform-component-textfield')], ], submitButton: formSubmitButton, // }); window.NA.DonationForm = { ...window.NA.DonationForm, ...api }; resolve(window.NA.DonationForm); }).catch((error) => reject(error)); }); }; }catch(e) {console.error(e)} return vwo_$('head')[0] && vwo_$('head')[0].lastChild;})("head")}}, R_940895_39_1_2_0:{ fn:function(log,nonce=''){return (function(x) { try{ var ctx=vwo_$(x),el; /*vwo_debug log("Revert","content",""); vwo_debug*/; el=vwo_$('[vwo-element-id="1740425171461"]'); el.revertContentOp().remove(); } catch(e) {console.error(e)} try{ var el,ctx=vwo_$(x); /*vwo_debug log("Revert","addElement","body"); vwo_debug*/(el=vwo_$('[vwo-element-id="1740425171462"]')).remove(); } catch(e) {console.error(e)} return vwo_$('head')[0] && vwo_$('head')[0].lastChild;})("head")}}, C_940895_39_1_2_1:{ fn:function(log,nonce=''){return (function(x) { try{ var _vwo_sel = vwo_$("`); !vwo_$("head").find('#1740425171462').length && vwo_$('head').append(_vwo_sel);}catch(e) {console.error(e)} try{}catch(e) {console.error(e)} try{const DONATION_INTERRUPTER_OPTIONS = { headingSectionHTML: (` `), bodySectionHTML: (` `), min: 100, // do not show if original gift is below this amount max: 500, // do not show if original gift is above this amount askAmount: (originalAmount) => { // the input is the original amount // the output is the ask amount, or false if the input does not map to an ask amount if (originalAmount > 500.00) // $500+ return false; // don't show if (originalAmount >= 400.00) // $400-$500 return 50.00; if (originalAmount >= 300.00) // $300-$399 return 40.00; if (originalAmount >= 200.00) // $200-$299 return 30.00; if (originalAmount >= 100.00) // $100-$199 return 15.00; if (originalAmount < 100.00) // $100- return 10.00; return false; }, }; // // // // * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * // // // window.NA.DonationForm.init({ makeTabbed: false }).then(async (donationFormApi) => { //console.log("DonationForm:", donationFormApi); console.log("Donation Form: %c READY %c", 'background-color: MediumSeaGreen; color: white; font-weight: bold;', 'background-color: unset; color: unset; font-weight: unset;'); console.log(donationFormApi); const interrupter = await donationFormApi.DonationInterrupter.init({ min: DONATION_INTERRUPTER_OPTIONS.min, max: DONATION_INTERRUPTER_OPTIONS.max, askAmount: DONATION_INTERRUPTER_OPTIONS.askAmount, popupHTML: { headingHTML: DONATION_INTERRUPTER_OPTIONS.headingSectionHTML, bodyHTML: DONATION_INTERRUPTER_OPTIONS.bodySectionHTML, }, }); 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Marketplace®

Daily business news and economic stories
Jul 7, 2020

The days of unlimited pandemic internet are over

Some providers are starting to bring back their data caps at a time when a lot of people are using more of their home internet.

Some ISPs lifted their data caps at the start of the pandemic, but as of July 1, Comcast, AT&T and T-Mobile have reinstated them.
Some ISPs lifted their data caps at the start of the pandemic, but as of July 1, Comcast, AT&T and T-Mobile have reinstated them.
Joe Raedle/Getty Images

We’ve been looking a lot lately at how, amid this pandemic, the internet is everything. Access and cost are problems for many, but what about data? Many broadband providers limit how much data subscribers can use each month. If you go over, there are extra fees. Some companies lifted these caps at the start of the pandemic, but as of July 1, Comcast, AT&T and T-Mobile have brought back some of their data caps.  

I spoke with Tom Merritt, host of the “Daily Tech News Show” podcast. I asked him what the argument was for data caps. The following is an edited transcript of our conversation.

&nbsp;
Tom Merritt
Merritt

Tom Merritt: If you ask the marketing departments of [internet service providers], they’ll tell you that data caps make it a fair playing ground for everyone so that all the bits don’t get used up by really, really greedy people. And there is a very slight truth that if a lot of people were using a lot of the internet at the same time, it can cause some congestion. But it’s not like there’s a limited amount of bits. The real justification is that they want ways to price things to encourage people to want to pay more, and data caps are a way that people can understand, “Oh, if I use more data, I pay more. OK, I get it.”

Molly Wood: On some level, I can see that being a slightly reasonable argument. There is no other service where if you use more, you don’t pay more, right? Or is this truly artificial?

Merritt: I think the disconnect comes because even though the government assures us it’s not a utility, people think of the internet as a utility. The difference comes in the justification. If ISPs said “Yeah, we’re just like that,” I think fewer people would have an issue. But the ISPs trying to argue that they’re fighting congestion just really doesn’t hold water. When you do examinations of congestion, they generally happen at peak-use times whether there are data caps or not. Data caps apply all day long, so they don’t really encourage people not to use data at the times where congestion might be caused.

Wood: It sounds like you’re also saying they don’t improve service for everyone. The congestion still occurs, it’s just that some people have to pay.

Merritt: Correct. That prime-time congestion, anybody, especially on a cable ISP, has run into it. When everybody gets home, especially at a time when everybody [already] is home, and fires up their video apps, data caps don’t matter. Data caps don’t keep people from doing things at the same time. They keep people from using their data at other times when congestion is less likely to occur.

Wood: We’re also at a time when the pandemic is not over, and in fact, people need arguably unfettered internet access more than ever. Is this just bad timing?

Merritt: I think probably what’s happening is the companies are feeling a bottom-line pinch as well. All of their business models are based on charging people for more data use, so giving away the service without a data cap means there’s less reason for somebody to upgrade to a larger package, if that’s how their business is created. If your ISP is built on this, you’re making less money at a time when the economy is bad, probably more people are canceling service and you are looking for ways to bring in that money. So if they can quietly just let the data caps kick back in, then that might help them weather the storm.

Wood: We should say that at least Comcast’s cap is 1.2 terabytes, which is a lot, right? What would you have to do as a household to hit that cap?

Merritt: I don’t have numbers at the ready, but you have to have a lot of people downloading a lot of things or streaming a lot of high-definition, 4K video. Honestly, data caps, it’s always in the best interest of ISPs to have data caps high enough that they only affect a certain number of people. You want them to be high because you don’t want to have people suddenly decide, “Well, this is unusable.” And you don’t want to have a public backlash saying, “I keep running into this data cap. I can’t even use it to watch Netflix,” because the ISPs know that people are using their internet to watch streaming video, to do high-bandwidth applications. You want to keep it just high enough that you get the users that might be willing to pay for that. It also does have some uses in making it easier to go after the folks who do abuse the network and run things on the network that it’s not designed to do, like massive BitTorrent operations or cryptocurrency stuff, without having to define them. It makes it easier for enforcement. Those two things are probably what’s driving this, and keeping folks happy means that that data cap needs to apply only to a minority of your customers.

A view of the Comcast Center in Philadelphia, headquarters of Comcast Cable, one of the nation's largest video, high-speed Internet and phone providers to residential customers under the XFINITY brand on August 18, 2015 in Philadelphia.
Comcast’s data cap is 1.2 terabytes. Above, the Comcast Center in Philadelphia, headquarters of Comcast Cable. (William Thomas Cain/Getty Images)
Cindy Ord/Getty Images for Comcast

One thing that also returned July 1: late fees and even service cutoffs. Many ISPs had signed a pledge to keep service going even for those who couldn’t afford to pay their bills. But even though the pandemic is not over, the free internet grace period has ended.

PC World has a good roundup of what various internet service providers are doing with respect to data caps, late fees or service termination. Of note, Comcast did say it’s continuing its pledge not to disconnect people who can’t pay their bills, although it is suggesting payment plans. The company made its Xfinity WiFi hotspots free to anyone, subscriber or not, through the end of 2020. AT&T is doing the same. 

As to ensuring access beyond the end of June, Federal Communications Commission Chairman Ajit Pai told Congress last month that it was up to them to figure out an emergency broadband bill or include internet affordability in future relief bills. Last week, Senate Democrats introduced the Emergency Broadband Connections Act, a bill that would give $50 a month to workers who were laid off or furloughed as a result of the pandemic to pay for internet access or devices needed to get online. It would also expand Lifeline services, the federal program designed to make phone and broadband access affordable, and reimburse ISPs for the cost of continuing service for people who can’t afford to pay.

The Wireless Internet Service Providers Association put out a survey to its members recently and found that the average rural internet provider lost $32,700 over the three months of the FCC’s Keep America Connected Pledge. Not a lot for a Comcast, but not a little for a rural ISP with an average of 1,500 customers, either.

The Team