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Equal Credit Opportunity Act

50 years ago, it was legal to deny a woman credit without a male co-signer

by Savannah Peters
Oct 21, 2024
The 1974 Equal Credit Opportunity Act made it illegal to discriminate against applicants based on sex or marital status.
While laws have addressed the most overt biases, other forms of discrimination exist, like predatory lending and algorithms that amplify human biases, says Jennifer Chien of Consumer Reports.
LPETTET/Getty Images
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