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Safety net home insurance plans are becoming the only option for many in disaster-prone states

by Scott Rodd

May 20, 2024

As private insurance companies retreat in states hit by climate-fueled disasters, safety net insurance plans are left to fill the gap.

At his two-acre property in San Diego County, Paul Felber gotten rid of much of the flammable vegetation bordering his home and spent more than $60,000 to harden it against wildfire. But home insurance companies weren’t impressed. In the last five years, the Felbers were dropped by two different companies.

Scott Rodd/KPBS

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