FEMA

Federal funding doesn't become available for rebuilding efforts until an average of two years after a storm, one study showed.

FEMA offers $770 for disasters declared starting this month, but it’s not the only money you can get.

Recovery goes on long after the cameras have moved on.

FEMA will have enough for immediate emergency response, but the latest government funding bill didn't include additional funding to help communities struggling from past disasters.

The rules include up-front housing vouchers and broader access to flexible, critical-needs payments in the aftermath of a disaster.

Mobile homes are uniquely vulnerable when natural disasters hit, and face challenges when trying to get recovery money. Some in Colorado are still grappling with the effects of flooding in 2013.

The Federal Emergency Management Agency's disaster relief fund is likely to be in the red sometime next month.

In some counties, the rates for property owners have increased on average more than 600 percent.

Nationwide, only 4 in 100 homes are covered, a FEMA official says. Without it, victims are pretty much on their own.

The government also boosts funding for a FEMA program to help communities prepare for extreme heat and other climate-related disasters.