But even if baby boomers plan to pass on housing wealth to their heirs, they might end up needing it themselves.

Homeowners’ median net worth is about $400,000. Renters? Just $10,000, according to the Aspen Institute’s Financial Security Program.

High interest rates often make home equity loans or cash-out refinance options unappealing.

A new report finds the rate of mortgage borrowers considered “equity rich” increased to 49% in the second quarter.

HELOC lending, secured by a homeowner’s property, has been growing even as mortgage demand has been falling.

After a pause, HELOCs could regain popularity if mortgage interest rates rise.

Rising values have given homeowners a lot more equity, which they can tap for cash. They gained $1 trillion in the second quarter.

Housing wealth and other protections advantage owners over renters.

A growing number of homeowners have been refinancing and pocketing the increase in their homes’ values.

Spending on home improvement has increased by 50 percent since the recession.