Sen. Adam Schiff (D-California) explains who could be eligible.

With inventory reduced and fire risk increased, both home prices and insurance rates could rise in Southern California.

The costs can vary widely and using the right building materials is essential, says wildfire policy analyst Kimiko Barrett.

Catastrophe bonds play an important role in keeping the insurance market functioning at a time when it’s getting harder for homeowners to get affordable coverage. But what happens catastrophe actually strikes?

Devastation in LA and elsewhere has taught us what can help prevent catastrophes — more firefighters, improved water systems and mitigation.

Federal funding doesn’t become available for rebuilding efforts until an average of two years after a storm, one study showed.

As communities recover from Helene and Milton, insurance sometimes needs insurance of its own.

Recovery goes on long after the cameras have moved on.

As Hurricane Francine made landfall, 14 million people were under flood watches. But only 6% of American homeowners are insured against flooding.

Citizens Property Insurance has a huge risk load as private insurers avoid the state. Many residents say coverage is already costly.